Providing Today's Approvals
for Tomorrow's Business Success

Commercial Truck and Trailer/Heavy Equipment/Working Capital Financing

We are a National Finance leader, providing competitive business financing since 2002. We understand that each company is unique and provide a fast, easy solution tailored for your business needs. If you are in need of financing, First Atlantic Financial will assist you today for tomorrow's business success. New or used equipment or Working Capital financing, First Atlantic Financial is here to assist your operations and business growth for many years to come

Our focus and allegiance begins with you. We offer many finance structures to provide you with the most meaningful program for your business, tailored specifically for your business needs. Our programs are tailored for A to D credit and we understand that your new or used equipment is a major key to your business success. Put your equipment or Working Capital cash to work immediately

Loan and Lease Programs

  • Trucking-Owner Operator/Fleet and Construction
  • Confidential finance application process
  • Quick turnaround decisions-same day in some cases
  • A-D credit accepted-extremely competitive rates
  • Start-up Companies accepted
  • Cosigners accepted
  • Non CDL financing
  • 10+ years of age to new
  • 0% to nominal down payments for qualified customers
  • Terms up to 72 months for new equipment
  • Rates starting at 5.25% for qualified businesses
  • Past Bk's, collections, judgments and repos can qualify, call 410-212-0330 or Email

    Working Capital Loans

    If you are in need of a Working Capital loan for any business project, feel free to give us a call.  This capital will provide your business the much needed cash influx for your daily operations and will only take hours to approve by providing us the following:

    1. Completed business application
    2. Additional collateral to be pledged-we will send to you a collateral equipment list

    Are you looking for a short-term Working Capital loan 4-18 months $2,000.00-$500,000.00 that only requires your last 3 month Business Bank Statements without pledging equipment?

    Please send:

    1. Completed business application
    2. Last 3 month Business Bank Statements


    • Your Name
    • Phone Number
    • Email
    • Truck(s)-Trailer(s)-Heavy Equipment to be financed and/or Working Capital loan.

    Upon receiving, you will be contacted to review your finance request.

    James Luce | | Phone: 410-212-0330 | Fax: 866-224-3001